Money, Retirement

Planning to retire in 2021?

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Whether you had always been planning to retire this year, or COVID-19 has forced your hand, it’s never too late to get organised.

We believe that retirement is something to be looked forward to after a lifetime of hard work – so don’t let it be overshadowed by financial concerns. We can help you quantify your finances and get straight, ready for an enjoyable retirement.

Even if you’re not planning to retire this year, it’s important to engage with your finances – don’t just sweep them under the carpet and hope that things will work out.

Don’t know where to begin?

Here are some pointers to get started with; we’ll be on hand to help with these.

  • Get a State Pension forecast

Visit www.gov.uk/check-state-pension to find out how much State Pension you’ll be entitled to and when you can receive it

  • Check what’s in your pension pot…

Calculating the value of your pension pot(s) is essential to start planning your finances in retirement

  • …including any ‘lost’ pension pots

You may have lost track of a pension over the years, perhaps as you moved between jobs and workplace pension schemes. We can help you track down lost pensions and potentially provide a welcome boost to your retirement income

  • Quantify your savings, investments and debt

Calculating the value of your savings and investments, and quantifying any outstanding debt, will help provide a holistic understanding of your overall financial circumstances

  • What will you need in retirement?

We can help you calculate your income requirement in retirement, by thinking about the lifestyle you want, your living costs and other potential expenses

  • Watch out for scams

Don’t risk losing your lifetime savings to scammers. Pension fraud is on the rise – so make sure you know how to spot the signs

  • Take advice

In this period of uncertainty, financial advice has never been more important. We can help you make those big retirement decisions easier by guiding you through your available options, taking into account the tax implications and giving you the confidence that you’re making the right choices for your future.

The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated.

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CONTACT

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If you would like to make an appointment for a free video consultation with us, please use the booking button to select a date and time. If you prefer a phone call, use our freephone number to give us a ring. A consultation is an opportunity for us to discuss your finances, your retirement goals, your attitude to risk and how we could help. If you have questions for us first, please do fill in the form and we’ll get back to you as soon as we can.

    WHO WE ARE

    Financial advisors who specialise in pensions.

    Together we have over 80 years of experience in pensions and retirement advice, and we pride ourselves on giving our clients a professional service with a personal approach

    Experts

    We have all the expertise, experience and knowledge you would expect from financial advisers. We focus on pensions so that we can give you a superior service for your retirement planning.

    Reliable

    We take time to get to know you and build a strong and secure working relationship so that you know you can depend on us. We want you to have peace of mind that we are helping you to make the best decisions for your future.

    Transparent

    We won’t blind you with jargon or limit your choices. We make sure our advice is easy to understand and open. It’s essential that you feel your financial future is in safe hands, so we work hard to earn your trust.