WHO WE ARE
Financial advisers who specialise in pensions.
Together we have over 80 years of experience in pensions and retirement advice, and we pride ourselves on giving our clients a professional service with a personal approach.
We have all the expertise, experience and knowledge you would expect from financial advisers. We focus on pensions so that we can give you a superior service for your retirement planning.
We take time to get to know you and build a strong and secure working relationship so that you know you can depend on us. We want you to have peace of mind that we are helping you to make the best decisions for your future.
We won’t blind you with jargon or limit your choices. We make sure our advice is easy to understand and open. It’s essential that you feel your financial future is in safe hands, so we work hard to earn your trust.
THE EXPERTS
About our team
We are a team of specialist pension advisers and client service professionals. We have a wide range of experience and expertise in taking care of your pension planning, and we make the process as simple as possible.
As a client you will have a dedicated pension adviser who will get to know you and understand your goals. Our job is to listen, asking the right questions so that we can explain the best options for you as clearly as possible and together decide on the smart strategy for your money.
We’re here for all your questions about your financial future, big or small, to help you feel confident about the choices you make.
RETIREMENT OPTIONS
Choose what’s best for your future.
In 2015, the government brought in Pension Freedoms which mean you can decide at what age and the type of pension you want. There are a number of different options to choose from, and we will help you to understand the choices, taking into account your tax position and personal circumstances.
You can use your savings to purchase a guaranteed income for the rest of your life – no matter how long you live.
Your savings remain invested and you withdraw a regular income or ad hoc lump sum payments. You decide how much to take out and when, and how long you want it to last.
You can cash in your entire savings with 25% tax free and the rest taxable. Or take out smaller sums of money where the 25% tax free element isn’t paid in one lump sum, but over time.
HOW WE CAN HELP
What you can expect.
Our approach is straightforward. We’ll have a video meeting with you to talk about your financial circumstances, your financial goals and when you want to achieve them. We’ll ask you to complete online questionnaires and then we’ll develop a personal plan to meet your aims and set out a clear strategy for your money.
- Discuss your aims and expectations
- Analysis & planning
- Implementing your financial plan
- Monitoring and maintaining your plan
NEWS
Bringing you insight & analysis
We’ve selected news from the world of finance, pensions and investments into key updates on the issues and developments that are important for your savings. Expect us to keep you up to speed on market changes, economic developments, approaches to retirement planning and legislative changes that will affect your finances.
ACCREDITATIONS
Who we’re trusted by.
LATEST TESTIMONIALS
What our clients say about us.
My pensions were in what I can describe as a state of chaos. My advisor is very professional, knowledgeable and down to earth and quickly organised them ultimately allowing me to take early retirement.
I can without hesitation recommend Pension Expert – not only do they help and guide you, they treat you as if you are one of the family. Very professional and caring.
